Successful Savings: 5 Tips For Making Extra Income Online and Off

Coming up with a little extra cash to save for a rainy day is not easy, but if you work hard, it can be possible. Here are five tips that will help you add a little extra cash to your bank account. The third option lets you make extra income online.

Get a New Job or Request a Raise

It’s never easy finding a new job, but if the job you’re currently in has hit a dead end, it may be time to move on. It’s always best to have room to grow and promote in your career, and sometimes when you hit that ceiling, you just have to call it quits and find a new job that has the future growth potential you need. But remember, don’t quit your current job until you’ve been offered a new position somewhere else, as that could make your financial problems worse. Another option is to ask your supervisor for a raise. Highlight tasks you’ve been excelling at lately, and mention the times you have taken on additional responsibilities and tasks.

Sell Some Unused Belongings

Selling some things you rarely use actually has two benefits – you get the extra cash in your bank account, and you also get rid of unnecessary clutter taking up your valuable living space. If you notice you have some items that are hardly ever used, consider listing them on Craigslist or eBay. Things like old furniture, used electronics, collectibles, anything and everything that someone else might consider to be of value. If you’re not sure if your belongings have any value, look them up online and see what the going rate is. You might be surprised how much someone might be willing to pay for what you consider to be junk.

Take on Freelance Work

There are a lot of freelance jobs that can be done in your free time. If you have computer skills, consider websites that offer freelance work for basic Excel work. Or become an Uber driver and make money in your spare time. Freelancing is a great way to have a flexible work schedule that allows you to work when you want and make extra income online.


Cut Back on Expenses

Making more money is not the only way to help out your monthly bottom line. Sometimes cutting back on your money wasted each month can be equivalent to getting a raise. Examine your expenses each month, and cut out what is unnecessary. Things like monthly premium movie channels you don’t watch, or monthly subscription fees for things you don’t use are great places to start. Consider doing more home repairs and car repairs on your own. Youtube is a great resource for how to fix anything and everything. Instead of taking your car in to a mechanic, go to the local U Pull & Pay and get your own car parts to do the work yourself.

Get a Part-Time Job

Sometimes the only way to make more money is to take on additional work. Consider applying for something part time that perhaps you can do evenings or maybe even weekends. Whether it’s tutoring for SAT test prep, or coaching the high school basketball team, find something that has a flexible work schedule that doesn’t require any attention during the times you’re scheduled to work at your current job.

Hard work and diligence always pays off, so no matter which avenue you choose to follow to make some extra money, if you stick to it, it’s sure to pay off in the long run.

Save Money With The Menu Mom On Food Bills Each Month With Simple Meal Planning

Menu Planning CentralComing from the Menu Mom From Menu Planning Central…

If you are a busy mom, you will absolutely love this program. It’s essentially a no-brainer and so family friendly. 🙂

You WILL save money each month on your food bill, no doubt about it. Christine (the menu mom, herself) will walk you through some simple menu planning along with some nifty printable templates that will definitely help you stay on track.

Tons of Family Friendly Menus

With this simple plan, you will be able to gain easy access to some fabulous, categorized food shopping lists. It will make spending time in the grocery store AND at your dinner table a pleasant experience.

menuplanning

You will also get access to a FREE…Gooseberry Patch Circle of Friends Cookbook — One Pot Dinners…Let me tell you, it is chock full of a plethora of yummy one-pot main dishes.

 

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I got it free myself through my Kindle, and I could not believe all the recipes that came with this gem of a cookbook. 🙂

 

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As of January 9th, 2014, the above cookbook is still free!

 

Straight from the Menu Mom Website – Christine’s specialty is in traditional home style menus for busy families – featuring easy to prepare recipes the entire family will enjoy. She also runs the popular menu planning website — Menu Planning Central

 

livelaughlove

Copyright © The Menu Mom :: Menu Planning Central :: Grandma’s Home Blogger Place :: All Rights Reserved

Saving Money Cooking for a Group

portioncontrol

This of course applies to grandparents as well. 😉

As a parent, I know just how much kids, especially teens, can eat. It seems like they are forever standing in front of the refrigerator and moaning about how there is ‘nothing’ to eat. After many years of trying to please them and always having snacks on hand, I realized something. All this snacking was wasting a lot of money and made them less likely to eat the meals we prepared for dinner.

While a snack every once in a while is fine, eating snacks all day long can get expensive fast. That is why my family has decided to limit snacks and focus on eating healthy home cooked meals. However as the economy has struggled so has my family. We are all trying to stretch the budget in various ways, and one of the ways we have discovered to be very effective is to stretch our dinners.

Here are some of the ways we make our food go further:

Using healthy fillers – Many times when you cook a recipe it can easily be stretched by adding fillers. Fillers are cheaper foods that can be added to a recipe without affected the flavor. Things like rice, potatoes, oatmeal, bread crumbs, beans, tofu, and even some vegetables can be added to dishes to make the meal go further. When I cook hamburgers, for example, I often make the meat go further by adding in some oatmeal. Not only does it give the burgers a great texture but it is also more filling, healthier, and enables me to make more burgers for later use. When I make shepherd’s pie or other casserole dishes I often add nutrition and make it go further by tossing in diced carrots, chopped onions, sliced green beans or peas. I also serve meals with a salad and other healthy and inexpensive side dishes. This allows us to fill up on those things and just eat a small amount of the main dish or meat. Items like baked potatoes and rice are a hit on everyone’s list and are very cheap and easy to make. Even bread can be served alongside meals to fill up hungry teens.

Making one pot meals – As I said, I cook a lot of casseroles. I love those meals because you can throw everything together and cook it all at once. You can also clean up very easily. One pot meals are easy to stretch by adding in extra veggies and filler and cutting down on meat. For example, I love to make a Mexican casserole that is full of flavor and yet only uses one pound of hamburger to feed up to eight hungry people. In addition, I add black beans, tortilla strips and veggies to make the meal stretch without having to use extra meat. One pot meals also help our electric bill. Instead of cooking three things on the stove and one in the oven I can just bake everything at once and be done with it. On hot days, I will even use a slow cooker to reduce energy use and heat buildup in the home while cooking. It is very easy to toss everything in before I go to work and have a tasty meal when I get home.

Cooking several meals at a time – Another way to stretch our food we discovered was to cook several meals at once. For example, we often buy a whole chicken, which is much cheaper than just the parts, and cook it. Then we separate the cooked chicken into baggies for separate meals. One can be for chicken enchiladas, the next for chicken salad, and the next for chicken casserole. By cooking and separating the meat ahead of time, we can complete our meals faster and use less meat in the process. We can even mix up two casseroles at once. It is just as easy to double a recipe and then freeze half as it is to make a single batch. Then later on you have a meal ready to go instead of being tired and ordering a pizza.

Reducing portions – Speaking of reducing the amount of meat in a recipe, you also need to keep in mind what proper meal proportions are. The majority of your meal should not be meat. It is not only expensive to eat that way, but it is also unhealthy. Instead focus on filling your plate with fruits, vegetables and healthy grains. Many times we feel like we are not full until we are stuffed. However, that is not a good way to measure satisfaction. Try to limit your family’s portion sizes and it will save you money and keep them healthy. You can also substitute healthy and inexpensive items like fruit or pudding for dessert instead of expensive pastries or fatty ice cream.

Keeping it simple – As you can see, even dessert can be a simple and yet fulfilling experience. By keeping the food you eat every simple you can reduce the amount of fat and sugar that goes into it and also how much it costs. While it may seem fun to cook with exotic ingredients you will find that it is a strain on your budget. Instead, substitute in simple foods that are inexpensive as well. A plain baked potato can be turned into a gourmet meal with just a few healthy additions like green onion. Rice has a variety of ways it can be prepared for a healthy meal. You do not need to have five courses for dinner either. Try to limit the amount of food you serve so that everyone just has enough to be satisfied. It may take some experimentation, but you can find a method that works for your family. This not only reduces the amount of money you spend preparing food, but it also reduces the food you waste through uneaten leftovers.

Eating seasonally – When you think about making your meals and you are looking to reduce your costs you should think about eating seasonally. This means that you plan your meals around the foods that are available in your area at this time. Things like pumpkins are on sale in the fall and strawberries in summer. By planning your meals around what is on sale and what is grown locally, you can save a lot of money and help the environment by reducing transportation costs. Seasonal food also tastes better and is generally fresher and better for you than foods that are shipped half way around the world.

Meal planning – One thing that has been a lifesaver for my family is meal planning. Instead of being tired and hungry when we got home from work and then trying to throw something together, my spouse and I started to plan our meals ahead of time. By looking at what is on sale at the store, what is seasonal, and what our family enjoys we have been able to set up a weekly meal plan. Every week we decide what we want to eat. We look up recipes and write down the items that we will need. This has also limited unnecessary trips to the store.

Spending an hour or two on the weekends chopping and cooking saves us tons of time when preparing meals later in the week. We also do not throw in unhealthy frozen meals or spend money on fast food because we are too tired to think of something to make. We can just come home and have the recipe right there and the ingredients all ready to go.

As you can see there are many benefits to stretching your cooking. It doesn’t matter if you are cooking for two or for eight, the same idea stands. You can make food go much further if you plan ahead and eat in proper proportions.

Author Bio:

Ken holds a master’s in business leadership from Upper Iowa University and multiple bachelor degrees from Grand View College. As president of morningsidenannies.com, Ken’s focus is helping Houston-based parents find the right childcare provider for their family. When he isn’t working, he enjoys spending time with his three children and his wife.

Moms and Grandmothers, Free Printables Report For Grocery Spending Habits and More

Menu Planning CentralDo you experience this?…

You intend to go to the grocery store to buy just a few items….There’s not even 10 grocery items listed. So, you go through the check out line and find you spent $50 or more!  The prices are surely getting out of hand. And it’s definitely NOT going to get any better! It’s way beyond ridiculous. 🙁

* You do all the right things, make a list, and also DON’T forget it.
* You don’t go to the grocery store hungry lol
* You are smart and clip coupons
* You don’t bring your kids along (studies have shown you DO spend more money when your kids are along)


I wanted to let you Moms and Grandmothers in on something that has been a life saver for me!

I found something that’s made my grocery spending experiences so much easier, and NOW I truly like going shopping for food a lot more than I used to for sure!

 

Here is what I’ve found…

* How to save $100’s of dollars on your food bill every month! Printable Menu Plans and Grocery Shopping Lists

 

* Some Menu Planning Basics Report and Convenient Printable Resources — Free Report. You can’t go wrong with FREE!

 

* Free Bonus — Menu Planning Sample Menus 🙂

 

Get Your Fee Report Today!

Menu Planning Central Free Report and More

 

Enjoy! 🙂

livelaughlove

 

A Frugal Grandma’s Guide to the Kitchen of Her Dreams – Guest Post

bakersrack

 

 

 

 

 

 

 

It is a well-known fact that kitchens are one of the most expensive rooms to renovate in the home. However, it is possible for a mom, or even a grandma, to update her kitchen while adhering to a budget. The below suggestions will reveal some great ideas for a frugal kitchen update:

Paint

A new coat of paint on the kitchen walls and cabinets will rejuvenate a drab kitchen. Choosing a color that adds light to your kitchen is a great way to change the looks of your kitchen without a big investment. To paint cabinets, simply remove cabinet doors and carefully paint them. After they have thoroughly dried, reinstall the cabinets. The effect this will have on your kitchen’s appearance is remarkable. By repainting them, you can update old cabinets for far less than replacing them.

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Change Cabinet hardware

Another easy way to frugally update your kitchen is changing your cabinet hardware. There are two ways to go about this project. Either buy new cabinet hardware or repaint the old. If you are unhappy with the style of the hardware, replacing them is probably best. However, if you like the hardware but just would like an updated look, consider spray-painting them. An easy way to paint hardware is spray-painting them outdoors. Once dried, reinstall the hardware on your kitchen cabinets.

Update lighting

Another easy change to make in your kitchen is updating the light fixtures. When you update a light fixture, consider switching to the more environmentally friendly L.E.D. lights. Even though the cost will be slightly more up front, your long-term savings in energy costs will more than make up the difference. There are also under the cabinet L.E.D. lights now available that create a great effect in the kitchen.

Change the backsplash

If your kitchen has a worn or outdated backsplash, consider replacing it. If your kitchen is without a backsplash, adding one will really make a difference in your kitchen’s appearance. Thankfully, there are many inexpensive options when it comes to backsplashes. Some backsplashes come in panels made to resemble stone, rock or bricks. There are also many surplus stores that sell discontinued tile, and this is another great option for a new backsplash.

Updating appliances

You may assume that replacing appliances cannot possibly be a frugal move. However, when you replace appliances that draw a large amount of water and electricity with newer more economically friendly ones, you will see a savings in the long-term. An on-demand water heater is a great example of this principle. It may take an initial investment to purchase, but having an on-demand water heater will reduce your home’s energy costs and result in a great deal of monetary savings and possible energy efficiency tax credits.

The above suggestions are great ideas to implement while frugally updating a kitchen. Each of these improvements are worth considering on their own, but if combined, a brand new kitchen can be created for your family to enjoy for years to come. In addition, most of them are easy projects that anyone can accomplish without the need to hire a contractor.

About The Author

Tina Jacobs is a registered nurse and DIY home improvement maven who has written and blogged for DIY Mother as well as numerous print and online publications ranging in topics from education to health and from home renovations to interior decorating.

My Daughter-In-Law Just Saved $12.50 Clipping Coupons!

 

 

 

 

While it may not be no secret about this awesome coupon site Coupons.comJust a reminder post here. I’m sure all Moms and Grandmoms need and want to save money any way they can!

 
Hey $12.50 may not seem like a lot of money to some, however, it IS to a lot of happy coupon clippers!

 

I’m not your everyday, typical coupon clipper…Hey but now I will be clipping!!! 🙂

As Posted On Site—$346.35 IN TOTAL SAVINGS AT THE TIME OF THIS POST!
  =)

It’s super user friendly, just get on Coupons.com and click on (the clip box in bottom left) of each coupon. Then when you’re finished, click PRINT at the top.

Happy Clipping! 🙂

3 Frugal Gifts For Your College Bound Grandchild -Guest Post

 

So your grandchild will be going to college in the fall. While you want to send him or her off with a neat (but most importantly useful) gift to use while in school, you’re a tad strapped for cash. But no worries, the items college students need the most (aside from a laptop) are typically inexpensive. For a few frugal gift suggestions, continue reading below.

 

 

Daily Planner

Your grandchild won’t thank you enough if you send him or her off with a daily planner. These small booklets are sure to help keep your grandchild stay organized to the max. Not only do they help him or her remember important project and test dates, but it can also be used to help remember other important dates as well like birthdays, other social gatherings, and bill due-dates. They’re also great for creating shopping and grocery lists—after all, sometimes students don’t remember what they need until they’re in the middle of a lecture. They’ll need to be able to write it down immediately or they’ll forget. You can either purchase an inexpensive one or if you’re feeling really creative (and frugal) make one from scratch.

Coffee Thermos/ Reusable Water Bottle

Caffeine is typically a huge part of any college student’s lifestyle—they drink it so that they’re wake in time for their 8 a.m. class and use it to endure late-night study sessions. But typically students are on the go and don’t actually have time to sit down and drink a nice hot cup. Instead, they need something that can make their coffee portable. That’s why a coffee thermos for your coffee drinking grandchild is one of the best gifts you can buy— and sold for $10 at most stores, it’s quite a bargain gift. If you want to help keep your grandchild hydrated as well you might want to add a reusable water bottle too—they take it on campus or to the gym etc.

Laundry Gift Basket

Last but not least, one of the most useful gifts your grandchild can appreciate is a laundry gift basket—you can add laundry detergent, dryer sheets, perhaps even a roll of quarters. If you want to be more economically savvy about the whole situation, you can definitely make a huge batch of DIY laundry soap and store some in a jar for your grandchild and keep the rest for personal use. You can also make some DIY cleaners if you want—college students need to keep their dorms and apartments cleaned too.

Of course these are only a few suggestions. Does anyone have any more?

Lauren Bailey is a freelance blogger who loves writing about education, new technology, lifestyle and health. As an education writer, she works to research and provide information for those comparing the best online colleges and courses and welcomes comments and questions via email at blauren 99 @gmail.com.

Top 10 Coupon Sites For Money Saving Moms

 

 

 

 

 

 

 

 

 

I thought I’d share with you today a few of the top couponing sites there is available at your fingertips. If you take the time to clip coupons and also take the time to visit the sites below, you may be surprised at how much money you can save. There are tons of additional websites at your disposal as well. Just taking the time to visit and clip! 🙂

 

Also there is an awesome ebook free of charge by The Menu Mom that I’m sharing with you today.

 

 


moneysavingmom.com
SmartSource.com
RetailMeNot.com
Dealnews.com
grocerysmarts.com
coolsavings.com
coupons.com
shortcuts.com
CouponMom.com
SmartSource.com

 

 

 

Also see my article 10 Money Saving Tips – The Frugal Grocery Shopping Trip

 

—–>> Free Ebook on How To Save Money On Groceries — Get It Below….

 

 

 

How to Save Money on Groceries

Natural Family Living PLR Ebook

 
 
This is a must have! – 10 big sections on Living Naturally… AND Much More! 
 

 

A Family and Children Friendly Ebook – Excellent For Grandparents Too

 

 

 

Content Topics

 

 

* Introduction 4
* Getting Back to the “Basics” of Life 4
* The Slow Movement: What Is It? 6
* Tips for Raising a Natural Child 7
* All About Educational Toys 9
* Children and Free Play: Is It Important? 11
* How to Teach Children to Respect the World They Live In 13
* Changing How You Discipline 15
* Nature Deficit Disorder 17
* Reduce Household Consumerism 18
* Embracing Freeganism 20

 

 

 

Awesome tips on how you can get back to the basics and begin enjoying the simpler things in life once again!

 
 
 
Check It Out Below!
 
 
 
Natural Family Living Ebook

4 Frugal Ideas For Fun Time With The Grandkids – Guest Post

 

 

When we have several hours or days to spend with our lovely grandkids, we often want to make the most of this bonding time by going on outings to restaurants, theme parks, vacations, and more. Nonetheless, these outings can sometime start to be fairly costly. The great part about spending time with your grandkids is that you don’t necessarily have to spend a lot (or even any) money in order to have fun. If you are scratching your head, thinking of different ways to keep the kiddos entertained without breaking the bank, here are a few places to start:

 

Have a picnic at the park.

The best thing about visiting parks is that they are always a great free way to enjoy the nature that we so rarely experience in our urban-dominated world. It’s also fun to prepare a picnic with young children. Get creative about the homemade sandwiches and snacks you bring, and go all out with a checkered blanket and old-fashioned picnic basket (which you can find online or at a local antique store). Don’t forget to bring some stale bread for the ducks! 😉

 

Look up museums in your area.

Many museums are free to the public, and almost all have at the very least a discount for students and seniors. Check local listings to see new exhibitions opening in museums in your area. Natural science museums are especially fun for young kids, who tend to be interested in dinosaurs and other animals.

 

Set up a game night.

When I was a young girl, the fondest memories I had spending time with my grandmother was playing various games, like Scrabble, dominoes, cards, Monopoly, and Clue. If you don’t feel like have an afternoon or evening out, board and card games are a great way to keep the little ones entertained for several hours doing something that involves both brain power and personal interaction.

 

Work on an art or other creative project together.

Even if you aren’t a particularly artsy person, consider working on a collaborative project with your grandkids, like 1000+ piece puzzles or Lego sets. Anything that involves time and creativity, even cooking, can be an interesting, exciting, and frugal way of spending quality time with the grandkids.

 

Of course, this is just short list of ideas to get you started. The most important thing to remember is that spending quality time with the grandkids means truly engaging with them. And most activities that require emotional engagement don’t require much money at all. Good luck!

 

About The Author

Jemima Lopez is a freelance blogger and writer who writes for Zen College Life, the directory of higher education, distance learning, and best online colleges. She welcomes your comments at her email: lopezjemima 562@ gmail.com.